Read the below Paragraph and Answer the Questions

The burgeoning Fintech sector in India is witnessing a transformative phase, driven by increasing internet penetration and a proactive regulatory landscape. Innovative platforms are democratizing access to financial services, offering solutions ranging from digital payments and lending to wealth management and insurance. These advancements are not only reshaping consumer behavior but also presenting both opportunities and challenges for traditional banking institutions, compelling them to adapt and integrate cutting-edge technologies to remain competitive in this evolving ecosystem. The government's initiatives, such as the Digital India campaign, are further catalysing this shift towards a more digitally inclusive financial future.

10 grammatical questions of IBPS banking exam standard based on the paragraph:

1:- Identify the error in the following part of the sentence: "The burgeoning fintech sector in India are witnessing a transformative phase..." and provide the correct form.

2- What is the function of the participle "driven" in the first sentence?

3- Which of the following best replaces the phrase "democratizing access to" without changing the meaning significantly?

(a) limiting access to

(b) expanding access to

(c) hindering access to

(d) centralizing access to

4- Identify the type of clause introduced by "ranging from" in the second sentence.

5- In the third sentence, what grammatical structure connects "reshaping consumer behavior" and "presenting both opportunities and challenges"?

6- What is the implication of using the present continuous tense "are...reshaping" and "presenting" in the third sentence?

7- Identify the adverb modifying the verb "adapt" in the fourth sentence.

8- What is the grammatical role of the phrase "to remain competitive" in the fourth sentence?

9-Which of the following conjunctions would best fit in the blank in the following sentence, maintaining the logical flow: "These advancements are not only reshaping consumer behavior _____ also presenting both opportunities and challenges."

(a) but

(b) and

(c) so

(d) therefore

10- What is the subject of the verb "are catalyzing" in the final sentence?

Here are the answers to the grammatical questions:

1. Error: "are". Correct form: "is". (The subject "sector" is singular and requires a singular verb.)

2. Past participle, functioning as an adjective modifying "phase".

3. (b) expanding access to

4. Participial phrase functioning as an adjective modifying "solutions".

5. Coordination (using "but also" as part of a correlative conjunction).

6. It emphasizes the ongoing and continuous nature of these actions and their immediate impact.

*7."competitively"

8. Infinitive phrase expressing purpose or reason.

9. (a) but

10. The government's initiatives