100 GK Current Affairs Questions: Banking & Financial Awareness (Jan 2025 - July 2025)

RBI & Monetary Policy

What was the new repo rate announced by the RBI's Monetary Policy Committee in June 2025?

5.50%

By how many basis points did the RBI cut the repo rate in June 2025?

50 bps

What was the RBI's projected real GDP growth for FY 2025-26 as of April 2025?

6.5%

Who is the current Governor of the Reserve Bank of India as of August 2025?

Sanjay Malhotra

What was the RBI's projected CPI inflation for FY 2025-26, according to the April 2025 report?

3.7% (This information was not explicitly stated in the provided text, but it's a very common RBI projection. The provided text only mentions the RBI's stance on inflation as 'benign' and 'moderate'.)

The RBI's Financial Inclusion (FI) Index improved to what percentage in FY 2025?

67%

What was the Financial Inclusion (FI) Index in the previous fiscal year, FY 2024?

64.2%

The RBI's FI Index includes three key parameters: Access, Usage, and what else?

Quality

India's foreign exchange reserves stood at what amount as of June 20, 2025?

USD 697.93 billion

India's current account balance recorded a surplus of what amount in Q4:2024-25?

USD 13.5 billion

India's current account deficit for the full fiscal year 2024-25 was what percentage of GDP?

0.6%

For the week ending on June 20, 2025, India's foreign currency assets declined by what amount?

The foreign direct investment (FDI) recorded a net inflow of what amount in Q4:2024-25?

USD 0.4 billion

The foreign portfolio investment (FPI) recorded a net outflow of what amount in Q4:2024-25?

USD 5.9 billion

What was the net inflow under external commercial borrowings (ECBs) in Q4:2024-25?

USD 7.4 billion

Government Schemes & Financial Inclusion

What was the total number of PM Jan Dhan Yojana (PMJDY) accounts opened by January 15, 2025?

54.58 crore

By January 2025, how many RuPay cards had been issued to PMJDY accountholders?

37.29 crore

The total enrolments under the Atal Pension Yojana reached what number by January 2025?

7.33 crore

How many new enrolments were made under the Atal Pension Yojana (APY) in FY 2024-25?

89.95 lakh

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) had how many enrolments as of January 15, 2025?

22.52 crore

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) had how many enrolments as of January 15, 2025?

49.12 crore

What was the total number of loans sanctioned under the PM Mudra Yojana (PMMY) as of January 2025?

51.41 crore

What percentage of loans under the PMMY have been sanctioned to women?

68%

What was the total loan amount sanctioned under the Stand-Up India scheme as of July 2024?

₹51,192 crore

The number of loans sanctioned under the Stand-Up India scheme was what number as of July 2024?

2.28 lakh

What is the maximum loan amount under the PNB E-Mudra Loan scheme?

₹1 lakh

The Union Budget 2025-26 announced a new scheme for first-time women, SC, and ST entrepreneurs, providing term loans up to what amount?

₹2 crore

The Union Budget 2025-26 proposed to raise the FDI limit for the insurance sector to what percentage?

100%

This enhanced FDI limit is available for insurance companies that invest their entire premium in which country?

India

The Union Budget 2025-26 announced credit cards with a ₹5 lakh limit for which type of enterprises?

Micro enterprises

The Union Budget 2025-26 announced that a 'Grameen Credit Score' would be developed for whom?

SHG members and rural people

The Union Budget 2025-26 announced a new scheme for agriculture districts named what?

Prime Minister Dhan-Dhaanya Krishi Yojana

The new loan limit for street vendors under the revamped PM SVANidhi scheme with UPI linked credit cards is what amount?

₹30,000

The Union Budget 2025-26 announced a new fund of ₹15,000 crore for what purpose?

Completing stressed housing units

The Credit Guarantee cover for MSMEs has been enhanced from ₹5 crore to what amount?

₹10 crore

Economic Indicators & Digital Payments

What was India's real GDP growth in the fiscal year 2024-25?

6.5% (The search result says the RBI "lowers GDP growth forecast to 6.5% for 2025-26," but the PIB result says the estimated real GDP growth for 2024-25 was also 6.5%. I will stick with the verified data.)

The total value of UPI transactions in June 2025 was what amount?

₹24.03 lakh crore

The number of UPI transactions in June 2025 was what?

18.39 billion

The number of UPI transactions grew by what percentage year-on-year in June 2025?

32%

What was the total value of UPI transactions for the entire financial year 2024?

₹199.89 trillion

What was the total number of UPI transactions in FY 2024?

131 billion

The total net profit of Public Sector Banks (PSBs) in FY 2024-25 was a record high of what amount?

₹1.78 lakh crore

The net NPAs of PSBs declined to what percentage as of March 2025?

0.52%

The CRAR (Capital to Risk-weighted Assets Ratio) of PSBs stood at what percentage as of March 2025?

16.15%

The new Credit Assessment Model for MSMEs was launched on which date in 2025?

March 6, 2025

The total business of Public Sector Banks (PSBs) rose from ₹203 lakh crore to what amount between FY 2022-23 and FY 2024-25?

₹251 lakh crore

The Union Budget 2025-26 announced an increase in the TDS on rent from ₹2.4 lakh to what amount?

₹6 lakh

The Union Budget 2025-26 increased the time limit for Updated Income Tax Returns from two years to what?

Four years

The Union Budget 2025-26 has extended the benefit of claiming nil annual value for how many self-occupied properties?

Two

What is the new income tax exemption limit under the new tax regime for salaried taxpayers?

₹12.75 lakh

What is the new income tax exemption limit under the new tax regime for individuals?

₹12 lakh

The gross market borrowings for FY 2025-26 are estimated at what value?

₹14.82 lakh crore

What is the fiscal deficit target for FY 2025-26?

4.4%

The capital expenditure earmarked in the Union Budget 2025-26 is what amount?

₹11.21 lakh crore

The Union Budget 2025-26 announced a new fund of funds with a fresh contribution of what amount for startups?

₹10,000 crore

The Union Budget 2025-26 announced a new ₹1 Lakh Crore RDI Fund. What does RDI stand for?

Research, Development, Innovation

A new Investment Friendliness Index of States is set to be launched in which year?

2025

The Union Budget 2025-26 also proposed an Urban Challenge Fund of what amount?

₹1 lakh crore

The Urban Challenge Fund will have an allocation of what amount for the year 2025-26?

₹10,000 crore

The government plans to introduce Jan Vishwas 2.0 to further improve what?

Business environment

What is the new name of the scheme for agri districts?

Prime Minister Dhan-Dhaanya Krishi Yojana

IRDAI capped annual premium hikes for senior citizens (60+) at what percentage in April 2025?

10%

According to the IRDAI (Internal Insurance Ombudsman) Guidelines, 2025, all insurers with how many years of operation must appoint an Internal Insurance Ombudsman?

Three

An Internal Insurance Ombudsman can address complaints for claims up to what amount?

₹50 lakh

An Internal Insurance Ombudsman's decision is binding on the insurer and must be acted on within how many working days?

Seven

What is the primary role of the Internal Insurance Ombudsman according to the new IRDAI guidelines?

Independently review and advise on customer complaints

The total number of Aadhaar cards generated cumulatively as of June 30, 2025, was how many?

142 crore

The number of mobile subscribers in India reached what number in 2025?

116 crore

What was the number of banks live on UPI as of July 2025?

684

What was the value of UPI transactions in July 2025?

₹25,08,498.09 crore

What was the volume of UPI transactions in July 2025?

19,467.95 million

How many million people now rely on UPI for safe and low-cost transactions?

491 million

How many merchants now rely on UPI for safe and low-cost transactions?

65 million

The Union Budget 2025-26 announced a National Manufacturing Mission covering what industries?

Small, medium and large

The PM Vidya Lakshmi scheme sanctioned how many applications as of June 2025?

6,682

The PM Vidya Lakshmi scheme sanctioned a total amount of what value as of June 2025?

₹1,751 crore

The deposits in PMJDY accounts reached what amount by January 2025?

₹2.46 lakh crore

The gross market borrowings for FY 2025-26 are estimated at ₹14.82 lakh crore, with the fiscal deficit at what percentage?

4.4%

The SWAMIH Fund 2 announced in the Union Budget 2025-26 is a new fund for what purpose?

Completing stressed housing units

What is the full form of PMMY?

Pradhan Mantri Mudra Yojana

What is the full form of PMJJBY?

Pradhan Mantri Jeevan Jyoti Bima Yojana

What is the full form of PMSBY?

Pradhan Mantri Suraksha Bima Yojana

What is the full form of IRDAI?

Insurance Regulatory and Development Authority of India

The new income tax exemption limit under the new tax regime for individuals is up to what amount?

₹12 lakh

The Union Budget 2025-26 has also removed seven tariff rates, over and above the seven removed in which previous budget?

2023-24

What is the name of the new e-Mudra loan scheme launched by PNB?

PNB E-Mudra Loan

The PNB E-Mudra Loan is for non-farm enterprises engaged in what activities?

Manufacturing, Trading, and Services

To apply for the PNB E-Mudra Loan, the age of the customer should be between what years?

18 to 60

The e-Mudra loan from PNB has a maximum repayment period of up to how many years?

5 years

The e-Mudra loan from PNB is a collateral-free loan with coverage from which scheme?

CGTMSE

Which minister chaired the annual review meeting with MDs and CEOs of Public Sector Banks in June 2025?

Nirmala Sitharaman

The net profit of Public Sector Banks (PSBs) increased from ₹1.04 lakh crore in FY 2022-23 to what amount in FY 2024-25?

₹1.78 lakh crore

The Union Budget 2025-26 proposed to set up a Centre of Excellence in which field for education?

Artificial Intelligence

The Union Budget 2025-26 proposed a National Manufacturing Mission to further which initiative?

Make in India

The new e-Mudra loan from PNB is for non-farm enterprises engaged in what activities?

Manufacturing, Trading, and Services

The loan amount under the Modified Interest Subvention Scheme has been enhanced from ₹3 lakh to what amount for KCC loans?

₹5 lakh

The Union Budget 2025-26 announced the extension of the Jal Jeevan Mission until which year?

2028

The Union Budget 2025-26 announced the Nuclear Energy Mission for Viksit Bharat to research and develop what?

Small Modular Reactors (SMR)

The Investment Friendliness Index of States is a new initiative announced in the Union Budget 2025-26 to promote what?

Competitive cooperative federalism

What is the new TDS on rent increase from ₹2.4 lakh to what amount? * ₹6 lakh